RIA is competitively charging low fees, and the only way we could match up would be to find a payout partner with a good rate. Your solution is turnkey, which is good, but, we need visibility into the rate (assuming you will be assigning a payout partner to us) so that we could do some quick calculations before investing in your solution.
What bank will we be signing with? Can you tell us the name of the financial institution you are talking to? We might already be in conversation with them?
Your fee structure is a little bit confusing, can we get more clarity on the charges that would be applicable?
Would you consider lowering your referral fee and terms and we can pay the remaining after the launch?