Home Knowledge Base Banking / Access to Banking / Build Your Own Bank How long does it take to transfer the money from a gift card to our bank account? It takes one day for the transaction to process. Suggested Video(s) [Video Number] Title of the YouTube Video. Previous How do you determine which gift cards have been issued in the United States and/or which store has issued them? Next Is it possible for you to hold the funds in case I want to get them transferred to a different account?