Home Knowledge Base Banking / Access to Banking / Build Your Own Bank If we are doing a balance check, do we also need to do a bank account verification? I think the balance check may be sufficient. Please advise. Bank account verification needs to be done once. A balance check can be done anytime. Previous We noticed that the credit card processing is at 2.09% for the starter plan. Can we bring our own card processor if we have one? Next There are a merchant account application processing fee and solution provider one-time fee. Are these two different parties?