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Is approval by a solution provider (i.e. licensed financial institution) guaranteed?

No. Nothing is guaranteed unless you have gone through Enhanced Due Diligence (EDD). The solution provider initially approves your case on the condition that your due diligence would be clear/clean. Typically if you have no worries about your operating model and your due diligence, there is usually no reason to be worried and your approval would most likely happen.

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