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Would we be sub-licensed under the Principle License Holder (PLH)?

In the United States and under the Remittance-as-a-Service (RaaS) solution, there is no grant of a sub-license. The license is never granted to you. You must understand this very clearly. Your program (i.e. your white-label) service is handled by the PLH (Principal License Holder). Meaning the white-label solution, from a regulatory, compliance, licensing, and custody of funds point of view is handled by the PLH. The PLH has no concern with your brand. That is for you to manage.

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